Sell a house to pay off debts

We regularly buy houses quickly from people who need to sell their property to pay off debts – and can have cash in your bank account in just days.

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Need to sell a house to pay off debts?
We pay cash for homes - fast!

f you have equity in a property then selling your house to pay off debts, or reduce them, can make financial sense.

But, if you are under pressure to pay off debts fast then selling a property through a traditional estate agent may not be quick enough for you. That’s where we can help.

We regularly buy homes fast from people who need to sell their property to pay off debts – you can have cash in your bank account in days.

Our staff are incredibly experienced and always deal sensitively with every house purchase.

Contact us now to find out how we can help.

How to sell your house quickly to repay debts

We understand that if you are thinking about selling your house to pay off debts time can be of the essence. If you don’t act fast debts can mount up further and you could be at risk of missing loan repayments because you can’t afford them.

Selling your house to House Buy Fast is simple and hassle free and gives you cash in your bank account fast.

We will support you through every step. Don’t just take our word for it, see some examples here of happy customers who have sold their homes fast with our help.

If you think your house is at risk of repossession then you can find more information here.

How it works

  1. Request a valuation on your house from one of our property experts
  2. Find out the amount outstanding on your mortgage, including any secured loans (we can assist you with this)
  3. Work out your selling time-scale and get a moving date in mind
  4. We will deal with solicitors and pay their fees
  5. The money is paid into your bank account once the sale completes (which can happen in just days)

Purchasing our house in Cornwall

We needed funds released as a matter of urgency for private reasons and this firm were great. Everyone I came in contact with were absolutely fantastic. They were always courteous and never reneged on their word. House Buy Fast are a great company and are good communicators as well, keeping everyone in the loop.

Client in Chelmsford Verified Review

Selling a house to a cash property buying company

Selling property to house buying companies like House Buy Fast is becoming more and more popular.

We have cash funds readily available allowing us to buy any property in the UK quickly.

Using House Buy Fast for your fast property sale guarantees:

  • A 100% cash buyer
  • A quick sale
  • No chain
  • No fees
  • No estate agents
  • A discreet service
  • Great customer service
jonathan rowlande profile pic

Mounting debts can be a real worry and sometimes it can feel like there is no way out. We are always happy to confidentially discuss with home owners their options in regards to selling a property to pay off debt fast.

Jonathan Rolande – Director

Benefits of using House Buy Fast compared to traditional estate agents

Our quick sale service Traditional estate agents
Sale period

3-28 days

Sale period

6-9 months

Guaranteed sale


Guaranteed sale

No. On average, 1 in 3 sales fall through (national statistics)

Repairs needed for house to sell


Repairs needed for house to sell

Possible (Agents usually ask for repairs)


No Viewings


For sale sign outside and continuous viewings

Properties we've bought

Raunds, Northamptonshire

A 1985 built three bedroom detached house with single garage and small rear garden.

Penryn, Cornwall

An end of terrace two bedroom stone cottage with sitting room, kitchen, rear lobby, bathroom, small front garden and courtyard to rear.

Bolehall, Tamworth

Two bedroom semi-detached house with lounge, kitchen, two bedrooms and bathroom.

What you should know before selling your house to pay off debt?

If you are thinking about selling your property to pay off debts you need to make sure you have done your sums before going ahead. Things to consider include:

  • Will the sale clear all the debt? Remember to factor in any mortgage on the property
  • Fees and costs for selling. We don’t charge a fee and pay all solicitor bills
  • Where you will live after selling your house and any costs associated with moving

Before making any decision you should consider taking independent advice and explore all the solutions available to you. Citizen’s Advice has some information on its website.

We advise that you take appropriate legal or financial advice before making any decisions.

Industry regulators & redress schemes

If you’re not satisfied with the service provided by a quick house sale company, you can
refer the matter to the following regulators and redress schemes.

Frequently asked questions

Sell a house to pay off debts

If your situation changes and you no longer need to sell your house that’s completely fine.

Remember, we pride ourselves on making the whole process zero risk and zero fees to the seller. We’ll even cover the costs of your solicitor until that point, so there is nothing for you to worry about if your circumstances do change.

Not the answer you were looking for? Contact us and ask us directly either by email or phone.

Once we’ve agreed to buy your home, sit back and relax. Using a property buying company means that we will take care of the arduous tasks involved in selling a home.

What we will do next is instruct your solicitor to carry out the conveyancing process. In very simple terms, this is the legal transfer of the property from your ownership to ours.

Your role in the whole process should be confined to signing contracts and answering some basic inquiries about the property. It’s a very straight forward process and stress free!

Not the answer you were looking for? Contact us and ask us directly either by email or phone.

Unlike selling your home with an estate agent the whole we buy any house process is confidential. House Buy Fast doesn’t advertise with for sale boards and we don’t advertise in your local area. We simply buy your property with no fuss.

House Buy Fast will instruct your solicitor and get a local surveyor to come look at your home in case we’ve missed any potential problems, such as structural damage.

No one else is going to know that you’re using our service and the property is changing hands until it has actually gone through.

Not the answer you was looking for? Contact us and ask us directly either by email or phone.

On average it takes up to three weeks to receive the cash for your property. This timescale is from the moment you enquire about selling your house to the day of completion. The process can be faster or slower depending on what you would prefer.

Not the answer you were looking for? Contact us and ask us directly either by email or phone.

We will make you an offer to buy your property within hours of your enquiry.

We’ll also supply you with a further valuation carried out (at our expense) by an independent RICS (Royal Institution of Chartered Surveyors) surveyor. They will then inform us of any problems we may of missed and provide us with a formal valuation of your property which will be the valuation that we use to buy your home.

Not the answer you were looking for? Contact us and ask us directly either by email or phone.

We don’t charge you a penny when using our property buying service. House Buy Fast also covers all the house valuation fees – and don’t forget you’ll be saving money that you would otherwise be paying to an estate agent.

This means once you’ve received your property valuation you know that this is the amount of money you will receive at completion – no fuss – no fees.

Not the answer you were looking for? Contact us and ask us directly either by email or phone.

We’ve been industry leaders in promoting a fair deal for sellers in the property buying sector, appearing on ITV pressing the issue.

We are members of The Property Ombudsman Scheme, meaning there is a form of redress if anything goes wrong with a property buying company.

We’re also founding members of The National Association of Property Buyers which was formed in 2013 to improve standards in the quick house sale industry and helped many sellers get a fair deal.

Not the answer you was looking for? Contact us and ask us directly either by email or phone.

You should always seek independent legal advice before selling your property